Most buyers hear back within 48 hours of submitting income and ID documents through our mortgage desk.
Yes. We route your application to four partner lenders by default and show you every offer side by side.
No. Our initial check is a soft pull; a hard inquiry only happens once you formally accept a lender's offer.
It's not legally required, but we recommend it on every purchase since it protects against ownership disputes that surface after closing.
Flood, earthquake and subsidence damage are typically excluded and need to be added as riders.
Straightforward claims with full documentation are usually settled within three to four weeks.
Yes, we can file most transfer or new-connection requests up to two weeks ahead of your move-in date.
New connections without a prior account history usually require one; transfers on an existing good-standing account often don't.
Your agent keeps a direct line to each utility's connections desk and can escalate same-day.